In the foolish times, agricultural tractors often go on special missions. But owners should check their tractor liability insurance beforehand.
For Carnival and carnival rides farmers make happy times their tractors and trailers are available. Despite all caution, accidents do occur from time to time during such moves. In order to protect yourself from unpleasant surprises in the event of damage, therefore recommends that you get a written cover letter from your tractor liability insurance for the ride on carnival parades.
Does the insurance cover the maintenance of customs?
The tractor insurance companies that are widespread in agriculture usually grant free insurance cover as part of the promotion of customs. With the necessary inquiries to the insurance company should at least be stated which carnival parade will be part of (place, date, time) and who is to be the driver (address, date of birth).
Criteria for the driver
According to the leaflet issued by the Federal Ministry of Transport, which is relevant for traditional events, the driver of the vehicle must be at least 18 years old and, depending on the vehicle combination, be in possession of a class L or T driver’s license.
Do not transport people on arrival
Basically, according to the RLV, Road Traffic Regulations, no one is allowed to be taken on the loading area by trailers. Also, standing while driving is actually forbidden, unless it is necessary to accompany the load or to work on the loading area.
The RLV emphasizes, however, that the road traffic authority can approve exceptions for local traditional events. This also included the carnival parades. However, it is not allowed to transport people to and from the parades. Anyone who does this is committing an administrative offense that could be punished with a fine.
Tractor demo: Are you properly insured?
Anyone taking part in a tractor demo should ensure that their tractor has the right insurance coverage. You have to do this now.
Tractors at the farmers’ demonstration in Hamburg
Anyone who takes part in agricultural demonstrations with their tractors should clarify the insurance cover beforehand. Participation in such a demonstration should be seen as an agricultural activity. Nevertheless, one cannot be sure whether the insurers will handle it that way in the event of a claim.
“In order to avoid disputes regarding insurance cover, farmers should report the vehicle with which they are taking part in the demo to the insurance company and have the insurance cover confirmed.
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